The Bamman Team, located at 200 E 4th St Suite 500 in Roswell, NM, helps first-time buyers across New Mexico secure affordable home financing with confidence. From low down payment options to down payment assistance programs, we guide you through every step. Let us help you unlock the door to your first home with expert support and local experience you can trust.
Buying your first home can feel overwhelming, but The Bamman Team in Roswell is here to make it simple. We help first-time buyers across New Mexico understand their options and move forward with a plan that fits their budget and lifestyle.
Yes. New Mexico offers several down payment assistance programs, and we help you explore them all. Whether you qualify for a grant or a second loan, The Bamman Team will guide you through the process step by step.
From FHA to Conventional loans with low down payment options, there are many great choices. We help you compare programs and find the one that works best for your financial situation, whether you are buying in Roswell or anywhere else in the state.
You might not need as much as you think. With down payment assistance and flexible loan terms, many New Mexico buyers are able to purchase with less out-of-pocket than expected. We help you prepare and understand all costs upfront.
Yes. Many first-time buyer programs are designed for borrowers with little or no credit history. The Bamman Team offers supportive guidance and alternative qualification options for buyers who are just getting started financially.
Located at 200 E 4th St Suite 500 in Roswell, we are proud to serve first-time buyers across New Mexico with local expertise and a personal approach. We take the time to explain your options and help you feel confident every step of the way.
The Bamman Team at Geneva Financial is proud to serve first-time homebuyers across New Mexico from our local office at 200 E 4th St Suite 500 in Roswell. We take a hands-on approach, guiding you through every step of the mortgage process with patience, transparency, and care.
With years of experience and deep knowledge of local and statewide down payment assistance programs, we simplify what can often feel overwhelming. Whether you’re just starting to explore homeownership or you’re ready to buy, we’re here to help you feel confident, informed, and fully supported.
Thinking about buying your first home?
The Bamman Team, located at 200 E 4th St Suite 500 in Roswell, NM 88201, is here to help you understand every step of the process. We work with first-time buyers across New Mexico to secure affordable mortgage options, explore down payment assistance programs, and answer the questions that matter most. If you are just getting started, this FAQ section will help you feel confident moving forward.
A first-time homebuyer is typically someone who has not owned a home in the past three years. If you meet this guideline, you may be eligible for special loan programs and down payment assistance. The Bamman Team will help you confirm your eligibility and match you with the right programs.
Yes. New Mexico offers a range of down payment assistance (DPA) programs, including grants and second mortgages to help reduce upfront costs. We’ll guide you through available options and help you apply for the assistance that fits your needs and budget.
With the right loan program and possible down payment assistance, you may be able to purchase a home with as little as three percent down—or even less. We help you understand all the costs involved and find a path to homeownership that works for your finances.
Yes. Many first-time homebuyer programs are designed for those with limited credit history or lower credit scores. We work with buyers from all backgrounds and help you explore flexible loan options that match your current situation.
Popular options include FHA loans, Conventional 97 loans, and USDA or VA loans for those who qualify. The Bamman Team will review your goals and financial profile to find the most affordable and accessible solution.
Most home loan approvals take 20 to 30 days from application to closing. Our team works quickly to keep your file moving and provides updates every step of the way so you always know what’s happening.
The Bamman Team with Geneva Financial, LLC offering
personalized mortgage solutions, fast customized quotes, great rates & service with integrity.
Brian Bamman NMLS #265635
Jane DeRose-Bamman NMLS #1823677
