The Bamman Team
Discover personalized mortgage solutions with The Bamman Team. Whether you're a first-time homebuyer, refinancing, or investing, we simplify the process with competitive rates, expert guidance, and a commitment to your success.
Your Mortgage Experts Are Just a Call Away!
Connect with Jane & Brian for Personalized Mortgage Solutions
Have questions about home loans, refinancing, or mortgage options? Jane and Brian are here to guide you every step of the way. With extensive experience in helping clients secure FHA, VA, conventional, and jumbo loans, they’re your trusted partners in achieving homeownership. Reach out today for expert advice tailored to your financial needs!
Brian Bamman
Branch Manager | NMLS# 265635
[email protected]
575-500-2167
Your Mortgage Fast
Express financial empowerment. We want what you want; the best possible financing, as fast as you can get it. We're here to help, and we'll do our best to make it awesome.
Jane DeRose-Bamman
Branch Manager | NMLS# 1823677
[email protected]
505-228-6851
Your Mortgage Fast
Express financial empowerment. We want what you want; the best possible financing, as fast as you can get it. We're here to help, and we'll do our best to make it awesome.
Tailored Solutions for Your Homeownership Journey
Unlock the Best Mortgage for You 🔑🏡
Explore a variety of tailored mortgage solutions designed to meet your unique financial needs at The Bamman Team. With competitive mortgage rates in New Mexico and expert guidance on how to choose a mortgage lender in Roswell, NM, we offer personalized loan services to help you build your dream home. Discover the latest in home financing trends and lower payment loan options in Roswell, NM. Whether you're interested in loan programs in Roswell, NM, or seeking holiday season refinancing deals, our team of mortgage professionals in Roswell, NM, is here to assist you. We are one of the best mortgage lenders in New Mexico, providing trusted lenders near you in Chaves County. Contact us today to learn more about your home mortgage options in Roswell, NM, and start your journey to homeownership with confidence.
First-Time Homebuyer / DPA Loans
Embarking on your first home purchase? Our First-Time Homebuyer programs, coupled with Down Payment Assistance, are tailored to make homeownership attainable. These mortgage solutions offer reduced down payments and favorable terms, simplifying your entry into the housing market.
Conventional Home Loan Programs
Conventional home loans provide flexibility and competitive interest rates for borrowers with solid credit histories. These mortgages are ideal for purchasing or refinancing primary residences, second homes, or investment properties, offering various term lengths to suit your financial goals.
VA Home Loan
We offer specialized mortgage solutions for veterans, active-duty service members, and eligible spouses through VA loans, which often require no down payment and have competitive interest rates. Additionally, our FHA home loans cater to a broader range of borrowers seeking affordable financing options.
Non-Qualified Mortgage (NQM) Loans
Non-QM loans cater to borrowers who may not meet traditional lending criteria. These flexible mortgage solutions are ideal for individuals with unique income situations, credit events, or those seeking alternative verification methods.
NAF Cash: Compete Like a Cash Buyer
Elevate your home purchase offers with our NAF Cash program. This service empowers you to present cash-equivalent offers, enhancing your position in competitive real estate markets. By streamlining the mortgage process, NAF Cash ensures quicker closings and a seamless home loan experience.
FHA Loan Assistance
Backed by the Federal Housing Administration, FHA home loans are designed for borrowers with lower credit scores or limited down payment funds. These government-insured mortgages feature lower down payment requirements and more lenient credit criteria, making homeownership more accessible.
Refinance Your Mortgage
Optimize your existing mortgage with our refinancing options. Whether aiming to lower your interest rate, adjust your loan term, or access home equity, we offer solutions tailored to your financial objectives.
USDA Loans
For those seeking homes in eligible rural and suburban areas, USDA Loans offer zero down payment options and competitive interest rates. These government-backed mortgages are designed to promote homeownership in designated regions.
Jumbo Loans
For properties exceeding conventional loan limits, our Jumbo Loan Programs provide the necessary financing. These mortgages are tailored for high-value real estate transactions, offering competitive rates and terms for luxury home purchases.
HELOC | Home Equity Line of Credit
Leverage your home's equity with a HELOC, providing a revolving line of credit for various needs, such as home improvements, education expenses, or emergency funds. Enjoy flexibility and competitive interest rates with this mortgage solution.
Reverse Mortgage Options
Our reverse mortgage options offer financial freedom for homeowners aged 62 and older. Tap into your home equity while maintaining ownership and enjoy a more secure retirement.
Construction and Renovation Loans
Finance your home improvement projects or new constructions with our Renovation and Construction Loans. These mortgages cover costs associated with building or renovating, ensuring your property meets your vision.
The Bamman Team
Google Reviews
Jane was very knowledgeable and was extremely helpful with our first time home purchase. I felt completely comfortable with her expert guidance. Jane was very good at setting expectations through the entire process so there were no surprises. She was able to clearly answer all of our questions and concerns in a very timely manner. If you are looking to purchase a home for the first time, you can’t do better than Jane!
Read moreJonathan Mathias
1 month ago
I definitely recommend Brian and Jesse team !!!! They made this an easy process and without them I would not have a place to call home. Don’t second guess your self message them a get your self a home now 🏡❤️‼️
Read moreBecky Garcia
2 months ago
The Bamman team was very pleasant to work with.Throughout the whole process they were very informative, answered questions, and earned our trust as buyers. We highly recommend their business and we will definitely be looking forward to working with them in the future. Respectfully, Sam & Leonard
Read moreleonard bustos
2 months ago
Buying a new home is an intimidating experience but Brian and Jane made the process pleasant for my husband and I. This team is very thorough, quick and easy to work with. At closing we felt like they were our friends. Thank you, Bammans, for walking us through the purchase of our new home.
Read moreNancy Whitehead
3 months ago
burnie Nicholson
3 months ago
Working with brian and his team of amazing experts was to say the least an experience I will not forget along every step of the way especially being first time home buyer they answered all my questions even on Sundays”!! They made this process easy to understand we’re very clear throughout each and every process along the way to becoming a home owner I cannot express how thankful my family and I are they work with every situation they made adjustments due to my financial circumstances without hesitation they went above and beyond the only complaint I have is I didn’t contact him sooner if you were thinking of maybe starting the process definitely call Brian again thank each and everyone of you truly.
Read moreToy Madril
4 months ago
Mortgage Expertise
Discover Roswell's Top Mortgage Solutions & Competitive Rates
Experience unparalleled mortgage solutions with The Bamman Team in Roswell, guiding you towards your dream home today. From competitive mortgage rates in New Mexico to exploring diverse loan programs in Roswell, NM, we're here to help. Whether you're interested in building your dream home or seeking holiday season refinancing deals in Roswell, our mortgage professionals in Roswell, NM, are ready to assist. Discover the best mortgage lenders in New Mexico and explore common questions about refinancing mortgages with us. Your dream home is just a step away with the latest in personalized loan services!
The Bamman Team is located in Roswell, New Mexico, and is known for its expertise in mortgage lending. Our focus is to make buying, building, or refinancing your home a smooth experience. We are committed to our clients and guide them from application to closing, ensuring they find the right loan solution for their needs.
Our skilled professionals offer diverse loan programs and personalized service to help meet your financial goals. We pride ourselves on providing competitive rates in New Mexico and Texas. With a commitment to excellence, The Bamman Team values lasting relationships and prioritizes the security of your information while delivering expert care.
Keys Unlocked
Secure Competitive Mortgage Rates in New Mexico
Explore custom mortgage solutions crafted specifically to meet your unique needs. Benefit from competitive mortgage rates in New Mexico and enjoy a smooth, hassle-free home buying journey with our expert team by your side. Discover the best mortgage lenders in New Mexico, offering local mortgage services tailored for you.
Lending Clarified
Mortgage Lending FAQs
Discover answers to common questions about refinancing mortgages and understand the process with The Bamman Team's expert insights. Whether you're interested in competitive mortgage rates in New Mexico or seeking advice on how to choose a mortgage lender in Roswell, NM, our team is here to help. Learn about Chaves County home loans, buy home mortgage options in Roswell, NM, and explore build dream home financing in New Mexico. Our mortgage professionals in Roswell, NM, are committed to offering the latest in personalized loan services, including spring home buying tips for New Mexico and holiday season refinancing deals in Roswell. Connect with trusted lenders near you in Chaves County and explore lower payment loan options in Roswell. Whether you're looking for the best mortgage lenders in New Mexico or considering debt consolidation loans in the state, we've got you covered. Stay informed about current trends in home financing in New Mexico and discover the top-rated mortgage services in Texas with our comprehensive guidance.
What types of mortgage loans does The Bamman Team offer?
The Bamman Team offers a variety of mortgage loans, including fixed-rate, adjustable-rate, FHA, VA, and USDA loans tailored to meet diverse needs. For those seeking competitive mortgage rates in New Mexico, particularly in Roswell, our team provides comprehensive guidance on how to choose a mortgage lender in Roswell, NM. We also specialize in Chaves County home loans and offer lower payment loan options in Roswell. Whether you're interested in loan programs in Roswell, NM, or looking for debt consolidation loans in New Mexico, our mortgage professionals in Roswell, NM are here to help. Explore the latest in personalized loan services and discover the best mortgage lenders in New Mexico with us.
How can I apply for a mortgage with The Bamman Team?
You can apply for a mortgage by visiting our office at 200 E 4th St Suite 500, where our team of mortgage professionals in Roswell, NM can assist you. Alternatively, contact us online to explore competitive mortgage rates in New Mexico and start the process with local mortgage companies in Roswell, NM.
What is the qualifying criteria for a mortgage loan with The Bamman Team?
Qualifying criteria for our home loans in Roswell, New Mexico include credit score, income verification, employment history, and existing debts, all tailored to meet Chaves County home loan standards. Our mortgage professionals in Roswell, NM, evaluate each application on an individual basis to ensure you receive the best mortgage lenders' guidance in New Mexico.
Does The Bamman Team offer refinancing services?
Yes, we provide refinancing services, including holiday season refinancing deals in Roswell, to help clients lower their interest rates or change terms according to their financial goals. Whether you're interested in debt consolidation loans in New Mexico or exploring the latest in personalized loan services, our mortgage professionals in Roswell, NM, are here to guide you. We also address common questions about refinancing mortgages to ensure you're fully informed about your options.
How long does it take to get approved for a mortgage with The Bamman Team?
Mortgage approval timelines can vary, but typically it takes between 30 to 45 days from application submission to final approval.
Non-Qualified Mortgage (NQM) Loans: Everything You Need to Know
What are NQM Loans?
Non-Qualified Mortgage (NQM) loans are flexible financing options designed for borrowers who don’t meet traditional lending criteria. Ideal for self-employed individuals, real estate investors, or those with non-traditional income sources, NQM loans offer tailored solutions to meet unique financial needs.
Types of NQM Loans:
- Bank Statement Loans: Perfect for self-employed borrowers, these loans use bank deposits as proof of income instead of traditional documents like W-2s or tax returns.
- DSCR Loans: Designed for real estate investors, these loans focus on the property’s rental income instead of the borrower’s personal income.
- NAF Cash Loans: Short-term financing for quick liquidity, ideal for fast-moving transactions or investments.
- Bridge Loans: Temporary loans that help borrowers transition between selling their current property and purchasing a new one, ensuring smooth transactions.
Who Can Benefit from NQM Loans?
NQM loans are an excellent choice for borrowers with unique income situations, including self-employed professionals, small business owners, and investors looking to expand their portfolios.
Why Choose The Bamman Team for NQM Loans?
At The Bamman Team, we specialize in finding the right loan program to meet your specific needs. Whether you're exploring Bank Statement Loans, DSCR options, or other NQM solutions, our team provides personalized guidance every step of the way.
Ready to Get Started?
Contact The Bamman Team today to learn more about our NQM loan options and start your journey toward achieving your financial goals!
Commercial Loans: Your Guide to Business Financing
What are Commercial Loans?
Commercial loans are specialized financing options designed to support business ventures, real estate investments, or large-scale property developments. These loans provide the capital needed to expand, invest, or manage operational costs, tailored to meet the unique requirements of business owners and investors.
Types of Commercial Loans:
- Small Business Loans: Perfect for startups and small enterprises seeking working capital or funds for expansion.
- Commercial Real Estate Loans: Used to purchase, refinance, or develop commercial properties like office buildings, retail spaces, or warehouses.
- Bridge Loans: Short-term solutions that help businesses secure funding while transitioning between projects or properties.
- Construction Loans: Designed to finance the building of commercial properties from the ground up.
Who Can Benefit from Commercial Loans?
Commercial loans are ideal for business owners, property developers, and investors who need funding to achieve their goals. Whether you're expanding your business, acquiring commercial property, or developing a new project, these loans provide the flexibility and resources you need.
Why Choose The Bamman Team for Commercial Loans?
The Bamman Team offers personalized solutions to fit your commercial financing needs. With competitive rates, flexible terms, and expert guidance, we ensure you find the right loan program to support your business ventures.
Ready to Secure Funding for Your Business?
Contact The Bamman Team today to explore our commercial loan options and discover how we can help you achieve your business goals!
Your Trusted Mortgage Lending Experts
The Bamman Team, located at 200 E 4th St Suite 500 in Roswell, NM, is committed to providing personalized mortgage lending services tailored to your unique needs. Our expertise and dedication ensure a seamless experience from start to finish. Whether you're a first-time homebuyer or looking to refinance, our team is here to guide you every step of the way. Trust The Bamman Team to help you achieve your homeownership dreams with confidence and ease.Your Path to Home Ownership
Personalized Mortgage Solutions
Efficient Loan Processing
Comprehensive Rate Comparisons