Brian Bamman, Branch Manager, and Jane DeRose-Bamman, Mortgage Loan Originator, help buyers and homeowners compare options for purchasing, building, or refinancing in Roswell and across New Mexico.
Discover why clients choose The Bamman Team for their mortgage needs.
Have questions about home loans, refinancing, or mortgage options? Jane and Brian are here to guide you every step of the way. With extensive experience in helping clients secure FHA, VA, conventional, and jumbo loans, they’re your trusted partners in achieving homeownership. Reach out today for expert advice tailored to your financial needs!
Mortgage Loan Originator
NMLS# 1823677
Explore mortgage options for buying, building, refinancing, or investing with Brian and Jane in Roswell. We help borrowers across New Mexico compare program requirements and next steps based on their goals.
Conventional home loans offer competitive interest rates and flexible terms for eligible borrowers with solid credit. These loans are ideal for purchasing or refinancing a primary residence, second home, or investment property, with a variety of term lengths to suit your financial goals.
FHA loans are a great option for first-time buyers and those with less-than-perfect credit. The Bamman Team at Geneva Financial helps New Mexico families access flexible financing with low down payments and streamlined guidelines. We’re here to make homeownership more accessible, with expert guidance from start to finish.
VA home loans can provide eligible veterans, active-duty service members, and surviving spouses with a valuable path to homeownership. Depending on eligibility, benefits may include no required down payment and no monthly mortgage insurance. The Bamman Team helps New Mexico military families understand their available options.
Looking to finance a high-value home? Jumbo loans are ideal for eligible buyers who need financing above conforming loan limits. The Bamman Team at Geneva Financial offers competitive jumbo loan options for New Mexico clients seeking larger properties, second homes, or luxury residences—with expert guidance every step of the way.
Being your own boss shouldn’t make home financing harder. The Bamman Team at Geneva Financial specializes in helping self-employed buyers across New Mexico qualify using alternative documentation like bank statements or 1099s. We make the process clear and achievable with personalized solutions that fit your income flow.
Non-QM loans are designed for buyers who don’t fit traditional lending guidelines. Whether you’re self-employed, have unique income, or need flexible documentation, The Bamman Team at Geneva Financial helps New Mexico borrowers access smart alternatives with personalized options that make homeownership possible outside the box.
If traditional income documentation does not reflect your true earning potential, a bank statement loan may be a suitable option. The Bamman Team at Geneva Financial may assist self-employed borrowers in New Mexico who qualify using personal or business bank statements in place of tax returns. This program may offer a flexible path to home financing depending on eligibility and lender requirements.
Thinking about building wealth through real estate? The Bamman Team at Geneva Financial helps New Mexico investors secure financing for rental properties, second homes, and multifamily units. We offer tailored mortgage solutions that align with your investment goals, helping you maximize returns with confidence and clarity.
Homeownership may be possible even without a Social Security number. The Bamman Team at Geneva Financial helps foreign nationals and ITIN holders across New Mexico access mortgage options. Whether you are new to the country or building credit, we offer support.
Whether you want to change your loan terms, adjust your monthly payment, or tap into home equity, refinancing may be worth exploring. The Bamman Team helps New Mexico homeowners compare available refinance options and understand the next steps.
Need to access the equity in your home? A cash-out refinance may allow you to tap into your home’s value and convert it into funds for renovations or major purchases. The Bamman Team at Geneva Financial supports New Mexico homeowners through the refinance process, offering guidance to help you explore your options with confidence.
Building or improving a home? The Bamman Team at Geneva Financial offers construction and renovation loans to help bring your vision to life. Whether you’re starting from the ground up or upgrading your current space, we guide New Mexico clients through flexible financing options designed to match your project and timeline.
USDA loans may offer no-down-payment options for eligible rural and suburban homebuyers. The Bamman Team helps New Mexico families explore this program. If you are buying in a qualifying area, we can help you understand available options and eligibility requirements.
Our First-Time Homebuyer Loans are designed to help make the path to homeownership smoother, offering programs for eligible borrowers. From understanding your financing options to guiding you through every stage of the process, we make buying your first home a rewarding experience. With dedicated expertise and clear communication, you’ll have the tools you need to make informed, confident decisions.
For homeowners aged 62 and older, a reverse mortgage may allow you to access a portion of your home equity while continuing to live in the home*. The Bamman Team at Geneva Financial helps New Mexico seniors explore options that may help supplement retirement, pay off debt, or support staying in their home. We guide you every step of the way.
The loan must be paid back in entirety when the borrower moves out, sells the property or passes away.
Hero loans are designed to support those who serve our communities, including eligible teachers, nurses, first responders, and military personnel. The Bamman Team at Geneva Financial proudly helps New Mexico heroes access special mortgage benefits, reduced fees, and flexible options to make homeownership more affordable and rewarding.
Portfolio loans offer flexible financing for unique situations that fall outside traditional guidelines. The Bamman Team at Geneva Financial helps New Mexico buyers and investors secure loans that are held and serviced in-house, allowing for more personalized underwriting and creative solutions tailored to your goals.
Home Select may give eligible buyers added flexibility when financing a home. The Bamman Team at Geneva Financial offers this program to help clients explore mortgage options with competitive rates and straight-forward steps. It may be a smart choice for those who want options that align with their goals.
At The Bamman Team, we believe that home financing should be personal, transparent, and tailored to your life goals. Based in Roswell, New Mexico, our team is led by experienced Branch Managers Brian Bamman and Jane DeRose-Bamman, a dynamic husband-and-wife duo committed to helping families across New Mexico navigate the mortgage process with clarity and confidence.
With decades of combined industry experience, we bring the knowledge, local insight, and dedication it takes to secure the right home loan—whether you’re a first-time buyer, looking to refinance, or investing in property. Backed by the strength and support of Geneva Financial, we offer a wide range of loan options designed to meet your unique needs, including FHA, VA, Conventional, Jumbo, and more.
But what truly sets us apart is our commitment to service. We take the time to listen, understand your goals, and guide you step by step through the mortgage journey. With The Bamman Team, you’re not just getting a loan—you’re gaining a team who genuinely cares about your future.
Let’s make homeownership in New Mexico a reality—together.
Explore home financing options aligned with your goals. The Bamman Team provides local guidance for eligible buyers and homeowners across New Mexico, from application through closing.
Explore available interest-rate and loan-term options that may align with your budget and long-term goals. We explain each tradeoff so you can make an informed decision.
From first-time homebuyers to seasoned investors, we offer a wide range of Home Loan and Mortgage solutions designed to meet your unique needs. Discover competitive rates, flexible terms, and expert support to help you achieve your homeownership goals.
The Bamman Team is located in Roswell, New Mexico, and is known for its expertise in mortgage lending. Our focus is to make buying, building, or refinancing your home a smooth experience. We are committed to our clients and guide them from application to closing, ensuring they find the right loan solution for their needs.
Our skilled professionals offer diverse loan programs and personalized service to help meet your financial goals. We pride ourselves on providing competitive rates in New Mexico and Texas. With a commitment to excellence, The Bamman Team values lasting relationships and prioritizes the security of your information while delivering expert care.
Personalized Mortgage Guidance in New Mexico
Brian and Jane help buyers and homeowners understand available mortgage options, documentation, and next steps so they can move forward with a clearer plan.
Your Trusted Mortgage Experts in Roswell, NM
Located at 200 E 4th St Suite 500 in Roswell, The Bamman Team at Geneva Financial is dedicated to helping you achieve your homeownership goals with confidence. We take the time to understand your needs and provide guidance every step of the way. From first-time homebuyers to seasoned investors, our clients trust us for our experience, responsiveness, and commitment to delivering mortgage solutions that work. Let us help you turn your goals into keys.
Find clear answers to common questions about buying, refinancing, loan programs, eligibility, and the mortgage process in New Mexico. For guidance based on your circumstances, contact Brian or Jane in Roswell.
The Bamman Team offers a variety of mortgage loans, including fixed-rate, adjustable-rate, FHA, VA, and USDA loans tailored to meet diverse needs. For those seeking competitive mortgage rates in New Mexico, particularly in Roswell, our team provides comprehensive guidance on how to choose a mortgage lender in Roswell, NM. We also specialize in Chaves County home loans and offer lower payment loan options in Roswell. Whether you’re interested in loan programs in Roswell, NM, or looking for debt consolidation loans in New Mexico, our mortgage professionals in Roswell, NM are here to help. Explore the latest in personalized loan services and discover the best mortgage lenders in New Mexico with us.
You can apply for a mortgage by visiting our office at 200 E 4th St Suite 500, where our team of mortgage professionals in Roswell, NM can assist you. Alternatively, contact us online to explore competitive mortgage rates in New Mexico and start the process with local mortgage companies in Roswell, NM.
Qualifying criteria for our home loans in Roswell, New Mexico include credit score, income verification, employment history, and existing debts, all tailored to meet Chaves County home loan standards. Our mortgage professionals in Roswell, NM, evaluate each application on an individual basis to ensure you receive the best mortgage lenders’ guidance in New Mexico.
Yes, we provide refinancing services, including holiday season refinancing deals in Roswell, to help clients lower their interest rates or change terms according to their financial goals. Whether you’re interested in debt consolidation loans in New Mexico or exploring the latest in personalized loan services, our mortgage professionals in Roswell, NM, are here to guide you. We also address common questions about refinancing mortgages to ensure you’re fully informed about your options.
Mortgage approval timelines can vary, but typically it takes between 30 to 45 days from application submission to final approval.
What are NQM Loans?
Non-Qualified Mortgage (NQM) loans are flexible financing options designed for borrowers who don’t meet traditional lending criteria. Ideal for self-employed individuals, real estate investors, or those with non-traditional income sources, NQM loans offer tailored solutions to meet unique financial needs.
Types of NQM Loans:
Bank Statement Loans: Perfect for self-employed borrowers, these loans use bank deposits as proof of income instead of traditional documents like W-2s or tax returns.
DSCR Loans: Designed for real estate investors, these loans focus on the property’s rental income instead of the borrower’s personal income.
Bridge Loans: Temporary loans that help borrowers transition between selling their current property and purchasing a new one, ensuring smooth transactions.
Who Can Benefit from NQM Loans?
NQM loans are an excellent choice for borrowers with unique income situations, including self-employed professionals, small business owners, and investors looking to expand their portfolios.
Why Choose The Bamman Team for NQM Loans?
At The Bamman Team, we specialize in finding the right loan program to meet your specific needs. Whether you’re exploring Bank Statement Loans, DSCR options, or other NQM solutions, our team provides personalized guidance every step of the way.
Ready to Get Started?
Contact The Bamman Team today to learn more about our NQM loan options and start your journey toward achieving your financial goals!
Commercial Loans: Your Guide to Business Financing
Yes. Many New Mexico buyers, especially first-time homeowners, may qualify for down payment assistance (DPA) programs that help reduce upfront costs. These programs can offer grants or second loans to cover part or all of your down payment. The Bamman Team at Geneva Financial will walk you through available DPA options and help you find the best fit based on your location, income, and loan type.
The best type of home loan depends on your financial goals, credit profile, and property type. At The Bamman Team, we offer a wide range of mortgage options including Conventional, FHA, VA, USDA, and Jumbo loans. We guide buyers across New Mexico to the loan that fits their situation, budget, and long-term plans.
Yes. VA and USDA home loans offer eligible buyers in New Mexico the ability to purchase a home with no down payment. These programs are great for military families and rural homebuyers. We can help you determine if you qualify and walk you through the approval process.
Absolutely. We specialize in first-time homebuyer programs and down payment assistance options. Whether you’re in Roswell or anywhere else in New Mexico, we make the process easy to understand and support you every step of the way toward homeownership.
Yes. If you are self-employed, we offer flexible loan programs including Bank Statement Loans and Non-QM options. These loans allow us to verify income through alternative documentation so you can qualify without traditional tax returns.
A cash-out refinance lets you access your home equity by refinancing into a new mortgage for more than you currently owe. Many New Mexico homeowners use this option to pay off debt, make home improvements, or invest in other priorities. We will show you what your equity can do for you.
Reverse mortgages are available to homeowners aged 62 and older. They allow you to tap into home equity without making monthly mortgage payments. The Bamman Team works closely with New Mexico seniors to explore if a reverse mortgage is the right fit for their financial needs and retirement goals.
Many clients receive pre-approval within 24 to 48 hours after submitting their documents. The full loan process can take about 20 to 30 days depending on the loan type. Our team works quickly and keeps you updated every step of the way.
Yes. We offer financing for second homes, vacation properties, and rental investments throughout New Mexico. Whether you are growing your portfolio or looking for a getaway spot, we can structure a loan that works for your goals.
Yes. If you are a foreign national or a resident without a Social Security number, you may still qualify for a mortgage using an ITIN. These specialized loans are designed for individuals with non-traditional credit or documentation. The Bamman Team at Geneva Financial helps clients across New Mexico understand the requirements, gather the right documents, and secure a financing solution tailored to their situation.
